installment loan lenders

Springleaf

  • Established lender
  • In business over 90 years
  • Wide assortiment of fast online loans
installment loan lender
online loan lender

NoProblemCash

  • Superfast online loan lender
  • Decision in one hour – Cash overnight
  • Bad credit accepted
loan lenders online
loan lenders

CashAdvance

  • Trusted lender since 1997
  • Short term loans up to $1,000
  • Bad credit history ok
loan lender
loan lenders online

iCashLoans

  • Big matchmaker with 100+ lenders
  • Free offers – no obligations
installment loan lenders
licensed loan lender

Trusted Payday

  • Matchmaker with over 70 lenders
  • Bad credit or no credit ok
matchmaker loan lenders
licensed loan lender

Cash Central

  • Licensed online loan lender
  • Member of Online Lenders Alliance
licensed loan lenders

Finding the Best Loan Lenders

Short term loan lenders are used by so many people these days. With the recession recovering slowly and expenses remaining high, payday loan lenders can provide just the help we need when we are faced with something sudden and costly, for example burst pipes or a broken down car. Many in full time work need payday loan lenders for such situations, so they can afford to pay up and focus on what’s important. Short term loan lenders are not here to exploit anyone, they are simply designed to provide a short term monetary solution.

The Lowdown on Online Payday Loan Lenders

Payday loan lenders are different from the traditional lines of credit that people are used to. They are relatively new, emerging since the recent economic crisis to help provide emergency short term cash sums to people who need the money, but have bad credit and cannot secure other credit options. They first appeared in commercial shops but these days they are online. That is good because it means anyone can apply for short term loans quickly from home. When you look for online lending companies, you will notice that the whole procedure is very quick and very simple. All you need to do is submit a few personal details, after which you will be notified immediately whether your application has been successful. The money you apply for will then be in your account speedily, either on the next day or sometimes on the very same day. Look at how much extra money per $100 borrowed that you need to pay back, which is usually $20-$30. While most lending companies have contracts of a few weeks, installment loan lenders let you pay back over a larger period.

Qualifying with Short Term Loans

The advantage to this industry is that it is easy to get hold of the short term loan you need. While all payday advance and bad credit loan lenders do apply credit checks, they are not the same as your average credit check, and even with very bad credit or no credit history whatsoever, the chances of getting approved are very high. The main things you need are a regular salary (the minimum amount you need to earn depends on each lending company, which varies between $300 and $1,500) and the amount you earn will reflect how much you are able to borrow. You also need to be over the age of 18 and in most cases be a permanent US resident. Just because you are a US citizen does not mean you will be accepted. With short term loan lenders you should also be able to provide a checking account so deposits and withdrawals can be made electronically. Great loan lenders are only a few clicks away, and with the right research you can secure affordable loan lenders that give you the financial freedom you need until you are back in the money.